Travel

These are the things you plan for when you travel - business, sight seeing, shopping. How about lost baggage (and passports), personal accidents, even a hospital stay in a strange place?

Very few people plan for real risks like these. Tata AIG’s Travel Insurance program is meant for exactly this – to take care of any unforeseen emergencies during your travel abroad or in India. We today are the trendsetting insurers in the area of travel insurance worldwide (AIG is the largest travel insurance company in the world) and we deliver “the promise” to all of our customers.

Tata AIG has access to that expertise - so you get the services of a multilingual team familiar with local conditions and systems. Of course, every Tata AIG travel product sets benchmarks on service excellence, worldwide coverage and value for money not forgetting ease of purchase and lightning quick claims settlement.

• First to launch on-line travel insurance.
• 100% reliability and unbeatable up-time record.
• In-house assistance service AIG -Assist in North & South America; ISOS for rest of the world.
• AIG presence in over 130 countries.

Our Products

• Travel Guard
• Student Guard
• Asia Travel Guard
• Domestic Travel Guard

Travel in peace anywhere in the world. Travel with Travel Guard.

A holiday is important time to recharge yourself. It is what you work for and owe yourself. An injury or illness on a trip like this can be unpleasant and expensive. Tata AIG's Travel Guard is a "Global Travel Protection" policy that any resident Indian between the ages of 6 months and 70 years can buy (for travel abroad on business or leisure).
You need no medical certification, whatever your age, though you do need a declaration of recent medical history. Any pre-existing ailments or medical conditions are not covered under this policy.

Unique Feature

Coverage of Medical Expenses: Travel Guard takes care of your medical expenses due to accident and sickness while traveling so that you can concentrate on better things like enjoying the holiday.
Checked Baggage Loss: Compensation for the loss of checked in baggage.
Baggage delay: Compensation for reasonable expenses incurred for purchase of emergency personal effects due to delay in arrival of checked in baggage, whilst overseas.
Loss of Passport: Compensation for expenses incurred in obtaining a duplicate or new passport.
Personal Liability: Compensation for damages to be paid to a third party, resulting from death, bodily injury or damage to property; caused involuntarily by the insured.
Hijacking: In an unfortunate event of your common carrier in which you are travelling; being hijacked, this product will pay a distress allowance to you.
In-hospital Indemnity: Travel Guard pays a Daily benefit for each day you are an inpatient in a hospital due to injury or sickness.
Trip Delay: Reimbursement of additional expenses occurred due to trip delay (only if the trip has been delayed for more than 12 hours).
Automatic-extension of the policy: Travel Guard allows you to extend your policy upto a period of 7 days from the policy expiry date.
Personal Accident: TravelGuard gives you worldwide coverage against Accidental Death and Dismemberment while you're abroad anywhere in the world.
Sickness Dental Relief: The policy pays for immediate Dental Treatment occurring due to sudden acute pain during the course of an overseas Insured Journey. Dental benefits will be provided for Medically Necessary filling of the tooth or surgical treatment, services, or supplies.

Assistance Services

AIG Assist (US & Canada) and ISOS (Rest of World) are available round the clock for any assistance.
Pre-departure services - information about foreign locations, passport / visa requirements, immunization requirements etc
Emergency Travel Agency - provides with 24 hour travel agency service for airline and hotel reservations.
Medical Assistance - Assistance service in contacting the medical facility where you are located and determine the next course of action. Assistance company will also recommend or assist in securing the availability of services of local Physician and arranging medical services.
Medical Evacuation & Repatriation - In the event of medical emergency, the assistance services will arrange for evacuation and transportation based on the medical evaluation of your condition. Travel Guard also provides for repatriation of remains in case of unfortunate death of the insured while overseas.

• Lost travel documents assistance
• Emergency Message transmission services
• Embassy referral services
• Claims procedures Information services

Additional Features (with Family Option)

• Automatic Extension of policy
• Emergency Cash advance
• No medical examinations up to the age 70 years.

Student Guard

Features

• Study Interruption: We'll reimburse tuition fee paid in advance for the current semester if your studies are interrupted due to medical or compassionate reasons.
• Sponsor Protection: In case of death or permanent disablement of your sponsor, we'll reimburse your remaining school fees up to a specified maximum limit.
• Accident Medical Expenses: On accidental injury, we'll reimburse your actual hospitalisation cost or outpatient treatment incurred overseas, within 90 days from the date of the accident, up to a specified maximum limit.
• Compassionate Visit (2-Way): If you are hospitalised for more than seven consecutive days, we'll cover the cost of the round trip economy class air ticket and accommodation expenses so an immediate family member can be with you.
• Visit by student: In case of death or hospitalisation of parent (s) / spouse / child (ren) for more than seven consecutive days, we'll cover the cost of the round trip economy class air ticket.
• Personal Accident: StudentGuard gives you worldwide coverage against Accidental Death and Dismemberment while you're abroad anywhere in the world.

Additional Features

• 24 hrs. Worldwide Emergency Assistance Service
• Emergency Medical Evacuation
• Repatriation of remains
• Felonious assault
• Lost luggage
• Personal Liability abroad
• Accident and Sickness Medical Reimbursement

• Maternity Benefits for Termination of Pregnancy: Medical expenses related to termination of pregnancy are covered subject to maximum limits provided in the schedule of benefits, subject to a waiting period of ten months, from the effective date of policy.
• Mental & Nervous Disorders: Medical expenses related to treatment for mental and nervous disorders on recommendation of a physician, including alcoholism and drug dependency are covered in the schedule of benefits.
• Cancer Screening and Mammography: Medical expenses related to cancer screening and Mammography examination on recommendation from a physician are covered subject to the maximum limits provided as per the schedule of benefits.
• Red 24 Service: Red 24 is a unique global security service providing advice to help individuals avoid and manage personal risks for themselves and their families.
• They are more of an advanced information bureau, who pro actively advice customers about potential risks in and around the country

Asia Travel Guard

• Medical Services provider referral
• Arrangement of hospital admissions
• Lost luggage assistance
• Emergency Travel Services
• Embassy referral services
• Claims procedure information services
  

Domestic Travel Guard

Additional Features

• 24 hrs. Worldwide Emergency Assistance Service
• Emergency Medical Evacuation
• Repatriation of remains
• Personal Liability